“Economists and people within the mortgage space are not predicting there will be a crash or even a dip in home values,” Simental said.
First, he said, there are many protections in place to prevent another housing crash a la 2008. In those days, “anyone with a pulse” could get a mortgage, and lenders did little to verify borrowers had the cash to support their payments. Now, underwriting standards are much stricter. Inflation Affect on Housing Market
2022 Real Estate Housing Forecast
